As a reminder, Xbox Game Pass Ultimate includes Game Pass, Game Pass for PC, and Xbox Live Gold, which enables online multiplayer. I also love Ultimate Game Pass. balance is more than 12 months, please wait until your existing membership has a prepaid balance that is less than 12 months before redeeming the 24-month Ultimate membership through Xbox All Access. That means no extended warranty, no physical games, no bonus controller, or any other bonuses. of the length of your financing term. But, as far as I can tell, if you pay $35 on time each month, for 24 months, there are no additional costs. What is Xbox All Access? My wifes boob job knocked me down 17 points thus month. This article provides details about Microsoft's Xbox All . Xbox All Access is an exclusive, standalone and cant be combined with other offers, such as temporary price reductions or trade-ins, unless specifically stated. I am going to assume theres a hard hit which is ok. Microsoft is basically bundling together your hardware and your software into one monthly fee to make next-gen gaming a bit friendlier to the average budget than asking $500 for a console plus $60-$70 per game. Xbox All Access only includes the console, one controller, an HDMI cable, and 24 months of Xbox Game Pass Ultimate. Xbox series X and Sony AV Receiver, NO HDR help. It keeps you on the hook for 2 whole years of game pass. Assassin's Creed Odyssey or Valhalla? Even if you did want Ultimate Game Pass for 24 months straight like with Xbox All Access, you can easily find two 12-month codes for ~$90 each (half off MSRP). Im including 8% sales tax, but the tax will differ depending on where you live. However, the agreement also claims that failure to pay on time could nullify promotional incentives and, in this case, those incentives include 0% APR and no late fees. Total payment amount from $599.76; taxes, shipping, and other charges are extra and may vary (estimated retail price with Xbox Series S console; prices will vary by console and retailer). Can additional items be added to my Xbox All Access purchase for a low monthly price? It's not a subscription service to be entered into lightly.. Alternately, click "Start | All Programs | Microsoft Visio " to open the application, if it is closed. Furthermore, if youve never tried Xbox Game Pass Ultimate before, you may not need it or even like it. Xbox Velocity Architecture: Experience next-gen speed and . Advertiser Disclosure: The offers that appear on this site are from companies from which MoneyUnder30 receives compensation. The Xbox Series X is now available at GameStop through Microsoft's Xbox All Access financing program.. Xbox All Access: price, games, and everything you need to know All Clinic Customer Service Registry Gift Cards Pharmacy Sell Computers Video Games Home Improvement Health & Household Luxury Stores Shop Microsoft Xbox Xbox All Access + Follow Home Microsoft 365 Surface Windows Xbox New Releases View our Privacy Policy | But if youre in the market for another card already, nows the time to get one. It's a financing contract. Your account will allow you to load up to 36 months. If Citizens likes your credit, it will provide an Xbox Series X, as well as a monthly Xbox Game Pass Ultimate subscription, and charge you $35 per month for them. If you're already an Xbox Live Gold, EA Play or Xbox Game Pass member (Console or PC), any days remaining in your membership(s) will be converted to Xbox Game Pass Ultimate at a conversion ratio when you redeem the 24-month Loan Payoff Calculator: How Quickly Can You Repay Your Loan? Is Xbox All Access A Good Deal For Series X/S? From that perspective, Xbox All Access is a good deal. for next-gen and everything it has to offer, Xbox All Access makes sense for you. If you decide not to redeem them then, the offers remain on the console until theyre redeemed. 3. attributeerror: 'float' object has no attribute 'isoformat TweakTown and its logo are registered trademarks. Xbox All Access: What You Need To Know - GameSpot We may earn an affiliate commission. You can use All Access to purchase Xbox Series X or Series S hardware. You get immediate access to new and one-day video game releases too. Last edited: Dec 1, 2021 Ionno I guess living on the edge is starting to hurt me. Experience a huge variety of games from every genre and with games added all time, theres always something new to play. General Disclaimer: See the online credit card application for details about terms and conditions. Get instant access to breaking news, the hottest reviews, great deals and helpful tips. What the hell are you talking about? This Line of Credit offers you a fixed interest rate of 0% APR for 24 months. $0 down, 0% APR is an impressive offer, especially considering that youll end up paying less to finance your new console plus Ultimate Game Pass than you would by purchasing those items separately. Xbox All Access for Xbox Series X, Series S: Everything you need to Does the 24-month Xbox Game Pass Ultimate membership have to go to whoever bought Xbox All Access? With the best possible terms at $25/mo. Furthermore, you can find the "Troubleshooting Login Issues" section which can answer your unresolved problems and equip you with a lot of relevant. Probably nothing too high, maybe 600-650 I would say. https://www.citizensbank.com/xaa The financing is through Citizens One, and here are the terms. It's basically the same as a phone plan and impacts your score the same way. According to Microsoft, you can return your Xbox All Access subscription to the retail store where you purchased it for a full refund of the payments youve made, but only within the retail stores return window (typically 30 days). Xbox Series X, stutter/frame rate issue and most troubleshooting attempted. it is what is though bros. Have a. Once Microsoft started adding brand new, $70 AAA titles to the mix UGP instantly became the best deal in gaming. Whatever balance is recorded on your statement date, is what's reported to the bureaus to determine your score. Ill be the first to sing Game Pass Ultimates praises, since it gives you access to hundreds of games, for both download and streaming, including day-one Microsoft releases, such as Halo and Forza. Didn't find much DPs on Citizens One Line of Credit so thought I would post this. Unbox your new console and start playing hundreds of games with Game Pass Ultimate its included with Xbox All Access. Microsoft Payment & Financing Options for Surface, PCs & More Editorial Disclosure: This content is not provided or commissioned by the bank, credit card issuer, or other advertiser. and you can enjoy some affordable, guilt-free 4K escapism. If your console malfunctions after that one-year period (or your controller or accessories malfunction after 90 days), you would be responsible. Xbox fans were already surprised when Microsoft dropped news about the Xbox Series S and Xbox Series X being priced at $299 and $499 respectfully. No. Charging customers less than retail price for two (admittedly expensive) products doesnt seem as profitable as charging them more after the fact. Xbox all access, what credit score is needed? Microsoft for Xbox All Access product or Xbox Game Pass activation questions; Amazon for questions related to making an Xbox All Access purchase on Amazon.com; Citizens One at 888-522-9881 for questions about financing or the credit application; We look forward to your feedback. This option lets you discontinue Game Pass Ultimate at any time, and even if you stay subscribed for two straight years, youll save hundreds versus Xbox All Access. Xbox All Access Financing and Citizens One Line of Credit Questions If youre wondering whether Xbox All Access is a good way to get an Xbox Series X, Im here to tell you that it is and it isnt. See our Privacy Policy & Disclaimer for more details. Get hundreds of games, including day one releases, plus a next-gen console all from $24.99/mo. $35 a month makes it a really easy purchase. xbox.com/subscriptionterms. around $63 versus purchasing the console and Xbox Game Pass Ultimate separately. Heres a little math to help explain it. until the remaining balance for your Xbox All Access purchase is paid in full, even if your Xbox console is not working. When you purchase through links on our site, we may earn an affiliate commission. No extra cost: compared to Estimated Retail Price of console and full price of monthly Ultimate subscription purchased separately. Check out our rolling list of the best credit cards. Thanks to Microsofts cross-gen support itll play many next-gen. to pay $906.94 total over two years. Xbox All Access includes the console plus 24 months of Xbox Game Pass Ultimate which itself has received an impressive next-gen upgrade. for 24 months with Klarna. Experience next-gen gaming. Swedish financial technology company Klarna is handling the credit payment process for the Xbox Series X and S All Access Packages in the UK, a bundle that allows customers to purchase a. (On the other hand, if it accepts your application, your credit score could improve by paying a small debt each month, so your mileage may vary.). With Xbox All Access, you are purchasing the console and the entire 24-month Xbox Game Pass Ultimate membership from the retailer at the time of purchase. This program was specifically made to lock you into an ecosystem where you make systemic payments, and therefore are less likely to deter from that platform--incremental payments ensure long-term investment, which is what Microsoft cares about most--and a direct route to Game Pass, a service that features tons of online-driven monetized games. Money Under 30 compares the best tools for tracking your credit report and score. You will not incur any additional costs if you miss the $35 monthly payment for any of the 24 months in the contract. Enroll with ease Qualify and enjoy low monthly payments, with nothing due today^ 3. Xbox All Access operates like your monthly phone plan. To check your prepaid balance, go to https://account.microsoft.com/services/. Xbox Series Pre-Orders Are Hurting Credit Scores After Retailers Cancel I heard you need at least 690 fico. If you pay it off with in 90 days you only owe for the face value + $80. Is Xbox All Access worth it? Here are the pros and cons - Windows Report Getting Xbox All Access requires you to first be approved for a line of credit. To illustrate, on BestBuy.com theres a listing for the $500 console and a listing for Xbox All Access. So yes. Small drop at first followed by an increase if you pay on time etc. This website uses the TMDb API but is not endorsed or certified by TMDb. While I dont want to be too cynical, credit companies generally make money by charging interest and fees. I got rejected by citzens credit for an All access. - Xbox Series X By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 2023 GAMESPOT, A FANDOM COMPANY. Ill start with the Xbox Series S. Heres what youd pay for everything in cash versus financing for 24 months. There's a minimum payment, and as we mentioned above, it'll vary from person to person depending on their individual credit. Is it worth it, or should you just pay cash? However, youre going to lock yourself into a long contract, and may wind up saddled with services you dont want or need. The Microsoft Limited Warranty covers the Xbox console for one year (90 days for the controller and accessories), irrespective Or, again, it has something to do with an error somewhere. The biggest reason to avoid Xbox All Access, however, is that 24 months of Xbox Game Pass Ultimate at full price is incredibly expensive, and potentially unnecessary. If you want an Xbox Series S, you can get one at GameStop for $300 (opens in new tab) right now.). Read on to find out whether you should apply for All Access, or hold out for a more traditional restock. Might also be worth checking a site like Experian to see if there are any issues with your file, address conflicts etc. Will Xbox All Access negatively impact my credit score? For $35 per month, youre guaranteed an Xbox Series X and, as I write this, it has been in stock at Walmart (opens in new tab) for the better part of a day. ALL RIGHTS RESERVED. That's a $60 savings over MSRP if you bought the Series S and Game Pass subscriptions separately. You have to apply in-store at retailers like Walmart, Target, Best Buy, GameStop, and the Microsoft Store. Xbox All Access costs $34.99 and $24.99 per month for the Xbox Series X and S, respectively. Xbox All Access is simple and easy to understand, but inflexible. But does anyone know how that impacts your credit profile? Still, if you do get Xbox All Access, just remember to pay on time, and in full, every month. Connect with friends via online multiplayer. Xbox Game Pass Ultimate membership, and will be added to your Xbox Game Pass Ultimate membership up to a maximum of 36 months. XBOX ALL ACCESS Your all-inclusive pass to Xbox Get an Xbox Series X or Xbox Series S console, plus 24 months of Xbox Game Pass Ultimate, from 20.99/mo. Select an Xbox console. Citizens Financial says they are only the financing provider and cannot help (although I believe the woman I spoke with truly wanted to help and has documented the situation for when we end of having to fight over the monthly payments). In fact, it remains a solid deal as long as your credit is good enough to score you an APR less than 15%. Please contact your Xbox All Access retailer for more details about returns. Considering Xbox All Access includes Game Pass Ultimate, you're actually saving money going this route. Fifteen times 24 equals $360. Here are the savings and prices for the Xbox Series X in the US with Xbox All Access: Monthly Cost: $34.99. Applying for a new credit score may temporarily lower your credit by a few points, and. What is Xbox all access & how does it work? Price, perks to know for MoneyUnder30 does not include all companies or all offers available in the marketplace. The duration of the Warranty remains the same regardless of length of financing. Toms Guide has written about Xbox All Access before, but weve never discussed it in great detail. Visit a participating retailer online or in store to join Xbox All Access today. will cost you money in interest. No credit check either all you need is a bank that they accept. Its not a huge discount, but the important thing is that Citizens Bank isnt overcharging you, either. The bank pays Best Buy and you pay the bank. But its important to remember that credit companies are excellent at hiding extra fees behind technicalities. I can afford to pay off up to $600 (50-60/week) in 3 months so it really depends on you. for 24 months, the Xbox Series X would cost a total of $860. Play thousands of games from four generations of Xbox with the next-gen console that fits your play style. vary. XL Media, C/O FIRMSPACE 500 W 2ND ST SUITE 1900, Austin, TX 78701, United States. EA Play gives you access to a collection of EAs best-loved series and top titles on console and PC, exclusive in-game challenges and rewards, special member-only content, and early trials of select new games. Xbox Series X Console - Xbox All Access : Target I even purchased the Xbox 360 and Xbox One on launch day. Xbox All Access Financing and Citizens One Line of Credit Questions Well I was fully planning on staying in the Garden Club for a year, but Microsoft just announced details on the Xbox Series X and some improvements to Game Pass.both are included for a nice subscription price of $35 per month, for 24 months. Xbox Game Pass Ultimate is pretty much all you need to keep yourself busy for thousands of hours, whether youre playing an endless RPG like The Witcher 3 or competing online in Gears Tactics. Xbox All Access Financing and Citizens One Line of Credit Questions you money versus paying cash, albeit less this time (around $20). If you go over 90 days you will have to pay over $1100 in a 12 month period. Not sure where you stand? (You can also use Xbox All Access to get an Xbox Series S, but Series S consoles have generally been easy to find standalone, so I dont know if All Access is necessarily worthwhile. Xbox All Access Is A Great Idea, But Doesn't Work In The - TheGamer By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Ive owned every Xbox since 2003. Start right away Your Xbox Game Pass Ultimate membership will be waiting for you on your new console Includes 24 months of Xbox Game Pass Ultimate Xbox All Access: What It Is and How to Use It - Lifewire Xbox All Access is a 24-month financing option for Xbox Series X, Series S, and Xbox One S. Instead of simply selling the console, All Access provides two years of Game Pass Ultimate in addition . Klarna offers a flexible way to pay for smaller purchases. If you factor in the one-month free trial, you can have an Xbox Series X plus 24 months of non-Ultimate Game Pass for just $787 after taxes, a sizable ~$120 savings off of 24 months of Xbox All Access. be returned within 30 days (or less, if the retailers return period is shorter). When you visit a participating retailer, you can expect the following steps to join Xbox All Access. "Can't wait to count out your coin!" You should be fine as long as your credit isn't bad. In all three cases, you might consider purchasing an Xbox One X instead of the Series X. determine next steps. Their only solution was a refund and take your chances on getting another one when/if they come back in stock. If youve been playing your Xbox One for years and youre just. This site may be compensated through the bank, credit card issuer, or other advertiser. Hunting for Xbox Series X restocks right now is, charitably, an absolute nightmare. Yep, youre basically mortgaging your Xbox. You cannot cancel your membership and reduce your monthly payment. If a return is applicable to your purchase, and you return your Xbox All Access purchase, your account will be credited appropriately. Xbox All Access pre-order problems - Microsoft Community The purchase is subject to the retailers return policy. Every article I've read online says your saving a small amount of money if you factor in you're getting Xbox Game pass included. I got rejected by citzens credit for an All access. Heres how it works: You apply for a line of credit with Citizens Bank, much like you would for a credit card. Enrolling in Xbox All Access is a commitment to pay $906.94 total over two years. Youll have to manually type in your Xbox Game Pass Ultimate codes. Create an account to follow your favorite communities and start taking part in conversations. This payment plan, while optional, has raised a lot of questions for those looking to pick up the Xbox Series X or Xbox Series S when preorders go live on September 22, 2020. You'll receive a statement each month, and Citizens One recommends setting up automatic payments to ensure that your bill is paid on time. For a better experience, please enable JavaScript in your browser before proceeding. Yet, I get declined for an Xbox with 2 years of Ultimate? For transparency, the chief drawbacks of the Money Under 30 method are: But if you ask me, I think its worth it to save $329! You will receive a payment reminder each month. Small hit for the credit check and the hit can be bigger depending on how much debt you have. You purchase it from Walmart who partners with Liftforward for BNPL (buy now pay later) financing programs. Its worth noting too that Xbox All Access, like other financing opportunities, is subject to a credit approval of 630 and above. Things will really gear up with Project xCloud. So I was looking into the Xbox all access thing, and then I realized that it's based on a credit check. Start a game on your console and keep playing it from the cloud on a supported phone, tablet, or PC. If youre only interested in playing single player games or split-screen multiplayer, you might as well downgrade to Game Pass, which is just $9.99 per month. He comes from a science writing background, having studied paleomammalogy, biological anthropology, and the history of science and technology.