Struggling with this payment. I have been trying for YEARS to sell home. I made a partial payment on my account and was told it was fine to do that to make the rest in a week. creating another long drawn out process. working with cuban Drug Lords Ref. They started with me as my husband was fighting cancer and I spiraled into a deep depression after he was gone. 2 Calif. Rulings Offer Lessons As Foreclosure Crisis Looms According to the complaint, Flemings discharge extinguished her personal liability on the Loan.. If someone can give us some advice, I would greatly appreciate it. I Dad had insurance on the home with his payment and it was cashed in. I have submitted countless of documents more than once. Unbelievable. Are there other home owners withe the same issues..please contact me so we can fight back, We are going through the same thing with our home. Required fields are marked *. Yeap you all are correct they are crooks! The Select Portfolio Servicing unfair debt collection practices lawsuit alleges that those communications to the Riveras violated the FDCPA in at least two ways. I can go on and on, but I pray that God sends someone to all the people who they deceive, so we can overcome this nightmare! My husband and I are current being squeezed by SPS to enter into a high monthly repayment plan. Now I have a house no mortgage cannot sell and a chargeoff that accrues interest. Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. Long story short, I am getting out of long nasty marriage, attempting to fix my credit after years of me trusting spouse on finances. That was discharged in a Chapter 7 or Chapter 13 bankruptcy proceeding. The Riveras filed for bankruptcy that same year, and ultimately discharged their debt, including their mortgage, in October of 2009. 559.72(7), 559.72(9). the mortgage is 760 and the taxes 1166. i have tried for year s to modify. 2, Report #1408758. No one will help including attorney general, CFBP nor any federal agency. The second is all persons who received a notice of debt from Select Portfolio Servicing which stated the amount of the debt would increase because of late chargesthat vary from day to day. The class action requests statutory damages of up to $1,000 per violation. 4, 2019). America mourns for Her people. they say they gelp you with a loan modification. Select Portfolio Servicing Calling? | Debt Abuse - YouTube When you have lost your home, acted in good faith, and lost your sanity, it is when they are fined and you may receive a $100.00 for the GREAT Class Action. These actions are in violation of RESPA, TILA, however, sometimes, they may also trigger other consumer laws, like [UDAAP, the ECOA REG.B and the FDCPA], among other consumer protection Laws Governed by Mortgage Servicing Rules. Now they raised my online payment fee from $5 to $15 because I will not let them take the money out of my checking account each month! No one call tell me anything over the phone..I did try BK but only for just under 1 year b/c date of court filing us too OLD! Even after hiring an attorney , who also received the same problems and delays I was forced to file a chapter 13 . Count me in the class acton as well. So because we have over $100k in equity in our home we believe they were trying to take our home as we find that chase bank is in trouble again. I owe more on my house them when I purchased it. Man Sues Select Portfolio Over Debt Collection Claims does anyone know a good one? After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. im gettting a lawyer. The F.B.I. Salt Lake City Utah Did you receive a Loan Modification Agreement for you to sign, that you did not apply for, which stays that you are modifying the LIEN, when you have no idea what that was? Dr.chayobriggs. People; Product; Insights; Search . WASHINGTON, D.C. Today the Consumer Financial Protection Bureau (Bureau) settled with Specialized Loan Servicing, LLC (SLS), a mortgage-loan servicer in Colorado. All they keep talking about it sell sell sell turn my house over to them. Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. The complaint quotes the plan as saying, The value of [Selects] second mortgage claim on Debtors property is valued at zero. I paid that am out plus have been current in my payments ever since. Hello, I had the remaining ~ $19k balance that was Paid on time with chase transfered to SPS last August. My sister and Insurance Agent stayed on the phone with the company over 4 hours and got no where . How do I sign up I do not see anything here They are by far the worst company I have ever had to deal with. Mary Kathryn O'Brien brought this lawsuit in Essex Superior Court against Select Portfolio Servicing, Inc. (SPS), and Deutsche Bank National Trust Company. This still hasnt stopped them. After fighting with them for 4 months and only paying them my original payments they told me that they Never received my escrow account from AHL. I am so tired of this harassment. But I cant find any lawyer or program to help me. I have evidence that SPS had deceived hundreds of thousands of homeowners across the United States, and in the process, it may had also defrauded the U.S. Treasury Department by Misreporting and misusing, wasting TARP Funds. Is there is anyone reading this that can add my name to the class-action I would be happy to talk with them thank you Jim, Select Portfolio Servicing should be thrown out of business, Add my name to the Class Action Lawsuit. If someone can give us some advice, I would greatly appreciate it. Im trying to do a short sale and their stupid bank says the house was worth one thing and I was supposed to get relocation help which they say Im not going to get because if they gave it to me the bank will get less than what they want for the house No one told me anything asking me to send papers and did all instructed so now they are mad because they are stupid ! When I told them to call AHL and figure it out I was told Thats not our job sir. I call SPS and they tell me they will send me the paperwork and never do. 12 CFR 225.28 List of permissible nonbanking activities. Please add me to this lawsuit as well. Credit Suisse USA and SPS: The U.S. Engaging in prohibited actions [The Request for documents unrelated to a loss mitigation, mentioned here, it is considered a violation of RESPA and the CFPB had considered the Practice Unfair and Deceptive and likely to cause harm to consumers. Pay extra for the privilege of deciding how much to pay them or let them empty my bank account every month since its free. The complaint alleges that Select Portfolio Servicing uses false, deceptive, misleading, unfair, and unconscionable practices in connection with their attempt to collect an alleged debt from Plaintiffs and others.. Plaintiff's lawsuit seeks a temporary injunction to stop the foreclosure sale of her property located at 8308 Bridgetown Drive, Austin, Texas 78753 ("Property"). If your going to help them, dont bother me! PS my email is chayote23@yahoo or hit my facebook. Then said loan is getting purchased for pennies on the dollar. It is a Federal Crime, and that happened Act quickly!! I had an electrical fire in 2011 (I think) and again no problems with Bank of America filing a claim. Docket for Loza v. Select Portfolio Servicing, Inc., 7:17-cv-00430 Brought to you by the RECAP Initiative and Free Law Project, a non-profit dedicated to creating high quality open legal information. Whoever you signed your loan with is still responsible. What and who do I need to contact. We tried to work with them for years. Dentons > Los Angeles, United States > Firm Profile. The Automatic Stay Class is similar, but it is for persons Select tried to collect from while they were actively in bankruptcy proceedings. they said there investors about 20 of them will not extend a motg to 40 yrs. Again CROOKS! Select Portfolio Servicing Inc. One Sept 22nd I spoke with a customer service rep about assistance due to Hurricane Irma. ( I did get and settlement check from that lawsuit) 2. Servicing of mortgage loans and administration of escrow accounts. Before this lawsuit came out I told my momma something wasnt right about this company. All offers were denied. . They have also upped my escrow account even though my insurance rates and taxes have not gone up. My husband and I broke up and he left the house and it was in foreclosure I paid all the fees I got sick and I went on that HARP program which they said they forgave $12,000. My Nightmare began the day my mortgage was transferred to them for servicing after a CH 13 BK in which they didnt lose a dime! Deed-in-Lieu of Foreclosure 2. SPS PORTFOLIO HAS TO GO!!! They also call me 3-4 times a week, at all hours. Box 65250, Salt Lake City, UT 84165-0250 Account Payment Attn: Remittance Processing, P.O. Collection Agencies: slect porfolio servicing. They are prime evil, liars and thieves!! We owed 165k and did three trial payments and after 9 months of modification they added 40k to our loan, how is it even possible we now owe 203k with a ballon payment for 30 yrs. Our account number if you go to the bank is still connected to Chase Bank. Dentons Offices About 9 months into it the went up 1 percent on loan and I am now in process of trying to modify again because I have singed no new agreement and no one will tell me who the lender is. administrator or law firm. What else can I do. I didnt think you could raise a mortgage every month, even if Im late paying it. Then they denied to take anymore Partial payments. I am ready for a lawsuit if there us one. And no one has the same story! Does THAT sound familiar to you, did that happen to you, a friend or a family member? Select Portfolio Servicing HARASSING YOU? We learned early on to wire the payment from our bank so they wouldnt delay payment postings. Mills v. Select Portfolio Servicing, Inc. - Casetext Looking at other comments I dont think they have helped any one. 5. Even after trying to find out since receivin the news it had been sold. You may want to consult your own attorney, and should you choose to go that route, we recommend checking out http://www.consumeradvocates.org/find-an-attorney. Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. . My mortgage was jyst sold to SPS , May I jump on the train? The bankruptcy was not completed until December 2019. On December 2017, Credit Suisse agreed to settle with the DOJ $5.8 Billion Dollars for Residential Mortgage Security FRAUD. Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? Servicer may pay over $200,000 to settle class-action suit Where do I begin? 19-10204 (11th Cir. [Resolved] Select Portfolio Servicing Review: Awful company We learned early on to wire the payment from our bank so they wouldnt delay payment postings. I am sorry for all that you have been through, reading the comments each had made, it is sad that this is permitted in our Nation. This company is fraudulent and harassing. The people lied to us saying they represent a bank and we are to call the bank about our mortgage. Select Portfolio Servicing Lawsuit - Law Cost after 2 previous probationary warning shots upon the third were stripped of their right to forclose.. This company does not follow any federal consumer laws. November 22, 2019: Filing 3 CERTIFICATE OF INTERESTED PERSONS/DISCLOSURE STATEMENT by Select Portfolio Servicing, Inc.. (Hord, Michael) November 22, 2019: Filing 2 NEW CASE NOTES: A filing fee has been paid. My state recognizes me as the homeowner but SPS keep telling me I have no interest in the house. They say I owe over 250,000 on a home I purchases 15 yrs ago for 120,000. They will not offer me any form of payback or payment plan within my means whatsoever, state that Fannie Mae declining the fact of the furring the money to the end of the loan. Recently we were on a payment plan for our taxes 1/2 Miv and 1/2 June. This company is a bully, misleading, and screw a lot of customers over by taking their home. Think Im caught up and bam! SELECT PORTFOLIO SERVICING raised my Balance amount $1405.00 which took my mortgage balance from $86,395.00 to $87, 715.00 in October!!! Then requested a Proof of Occupancy. This attorney was supposed to help me get a loan modification for me but all he did was delayed my payments fir two years, then he said I could file for chapter 13 bankruptcy modification so I got in touch with another attorney who helped me get the chapter 13 bankruptcy to save my home but select profolio refused to give me a modification on my property. I have been trying to sell the house in a Short Sale. 2019 of plaintiff's counsel [letter dated August 23, 2019 of the Federal Deposit Insurance Corporation to plaintiff . 362 (c) (3) (A) terminates the automatic bankruptcy stay as to property of the bankruptcy estate. This company needs to be investigated and shut down for unfair practices and using fake documents and fake entities to steal homes. I am owed another escrow check Need help with predatory loan with this company. O'Brien v. Select Portfolio Servicing, Inc. - Casetext Select Portfolio Servicing DEBT COLLECTOR CALLS?https://www.lemberglaw.com/select-portfolio-servicing-sps-collectio. Select Portfolio Servicing, Inc., No. Yet loan sold again but no proof of ownership! I want a significant amount of money for restitution because of what this company did to myself , my family and friends and by God I have thrown my dog in this fight and I dont back down from a discriminating , unethical and immoral company called SPS PORTFOLIO AND JOIN ME BECAUSE I HAVE A BIG BAD MEAN DOG IN THIS FIGHT . In court for 10 years b/c Chase is owner of loanor is it Bank if America? Aug 20, 2021 PRINCETON A woman is suing Select Portfolio Servicing for breach of contract, fraud and violations of the West Virginia Consumer Credit and Protection Act. Wow. Select Portfolio Servicing - Wikipedia There were no new terms agreement made or signed so there is no ceiling to a stopping point. 3, Report #1346112. documentation, to Select Portfolio Servicing via mail: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119, fax: 801-293-3936, or online: www.spservicing.com. How do we sign up????? Worst company to deal with and will not work with you at all. Select Portfolio Servicing, a company based in Utah that handles their mortgage payments, said a clause in their original loan provided a 20-year option, so they owe an additional $16,000. I dont even want to get paid just get them off my account and put my mortgage back to the reasonable price I was paying at first. Select portfolio is scum! Did they ask you the same more than once? My house burned on November 19, 2022 completely and my insurance agent , myself and my sister contacted that company to give the payoff information for my house . document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement Select Portfolio Servicing, Inc. They wont be able to produce it! The court granted her a discharge in July. Select Portfolio Servicing Inc ., a homeowner's conservator, Reese, sued a mortgage servicer, SPS, for HBOR and UCL violations after the mortgage servicer initiated foreclosure proceedings.. Mar. The Riveras seek to represent two separate Classes. Step 1: Submit required documents. We are trying to do a Modification and they keep saying they are not getting the right paperwork. Targeted to increased both customer numbers and quantity of savings in the . I would also like to add my name to any class action lawsuit against SPS. Whos watchin the hen house ? W.T.F. Select Portfolio Servicing, Inc ., D-1-GN-19-001092 (200th Dist. 3. However if I try to sell the house I would need to pay them plus the continued monthly interest. SPS sluffed this off as so what! We have refinanced an equity loan which banks do not resell. Dentons > Los Angeles > United States | The Legal 500 law firm profiles They should not be in business and should hang by The Noose so what theyre doing to people and taking peoples homes. They never intend to approve my modification. Ortega et al v. Select Portfolio Servicing, Inc. - UniCourt All I can say is WOWHELP!!!!!!!!? Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. I hate this company and will fight them till the end. I had my house for sale and the sale fell through after 3months. They refuse to work with you, they increase your notes higher to make sure you fail. I signed up for the HARP program which gave we a 2% interest rate. Founded in 1989, SPS is not accredited by the Better Business Bureau and has received hundreds of complaints for billing/collection problems and potential FDCPA violations. The plan did not provide for any payments to Select, and Select did not object to the plan, the complaint says. 'Then here I get hit in the face with this': Homeowners claim mortgage How do i get in this or start a sue again select im losing my hm in june 2022..they take your money payment go up higher..they lawyer is a bad lier.. i file bankruptcy 2 time and they act like they was afraid of they lawyer..i work so hard for my hm to lose it..i apply 5 time for hardship and keep getting turn down.. OVERVIEW Plaintiff Jeanie Reese is the conservator for homeowner Leoma Musil. Management And Organization not only that I have asked about the lender placed insurance because I live in a mobile home close to the river (cant get insurance) they have the value more then what my home is worth) will not lower it? Internal Communication Even internal email exchange between employees I had received by mistake, the interaction demonstrates they they deceived the U.S. Treasury and Homeowners. My husband is disabled we are on a tight income. Terms and Conditions. Whom do I contact for more information regarding a lawsuit against SPS? At the maturation of the mortgage in 2036, I will essentially owe about 70% of refinanced amount under the HARP modification. Please add me.. SPS has charged off as well but keeps charging me monthly charges and harasses me multiple times daily . It has been a nightmare and there has been my forged signatures to documentsee trying to undercut the firm handing my case. https://topclassactions.com/wp-admin/admin-ajax.php. If there is a class action against them Id love the chance to run this company out. drug injury lawsuits and product liability lawsuits. Despite the bankruptcy, the Riveras received a notice that the Bank of America mortgage was transferred to Select Portfolio Servicing for collection on July 9, 2015. Look for an attorney and sue themthey are ALL corrupt!! In June of 2018, Ms. Daniels sued Select Portfolio under the FDCPA, 15 U.S.C. Even if your mortgage gets flipped to another mortgage company, the new mortgagor has nor right to change your terms or conditions agreed upon in the original mortgage note you signed. My Mortgage was brought by them back in 2002 and it is like I have not been paying Mortgage. My SPS - Apps on Google Play Ugh it is horrible. The house needs lots of work therefore I cannot sell it and SPS will not accept payments but my loan interest continues to accumulate. DWF > The Legal 500 Rankings Corporate and commercial > EU and competition Tier 1 DWF has noteworthy experience in advising private sector clients on matters spanning merger contr CHRISTINE FORGUES v. SELECT PORTFOLIO SERVICING INC | FindLaw Rose v. Select Portfolio Servicing, Inc., 945 F.3rd 226 (5th Cir. Select Portfolio Servicing has resolved 9 complaints. Consumer Protection Laws: TILA, RESPA, TILA and RESPA combined, The ECOA REG. Select Portfolio Servicing is an associate firm of Perkins Coie, one of the largest legal consultancies in the United States. She alleged that the erroneous monthly mortgage statements were harassing, false, and mislead-ing, and that by sending them Select Portfolio engaged in unfair I was able to catch up last year. They only send a power of attorney for SPS to handle the payments of the loan. I was given a fake rate reduction buy select profolio it lasted 8 months long after 8 month long select profolio took the rate reduction back and lie to me me and said i did not complete the paper work i ask then to send me what paper work was missing ,make a long story short every time they send me info about the paper work missing i resend it . There are too many things that SPS has done illegally to me to count since taking over my loan in 2012. I wish we all came get them in order and money back they owe us they the devil I seen in person theyre evil, I need someone to help me with my law suit what all they did to me to much to write about, but they need to be stop. This was after I was out of work for one year on a forbearance program and when I got a job I call them and let them know and its been a run around for 5 months and now theyre threatening on April 13th to foreclose on my house unless I come up with $16,000 that is in the Rears. It has been one thing after another with SPS. Please let me know if I can join the lawsuit. Fines. We showed proof of our loan and we were lucky our bank helped us through a refinance. You must contact the Our mortgage is underwater, which means we owe more than the house is worth. According to the lawsuit, the plaintiff's U.S. Bank mortgage debt was accelerated in 2009 and began being serviced by SPS in 2013. . Every time I would send in the required paperwork I would get either no reply, told the paperwork was incomplete, or I did not qualify for the same modifications they said they could work with me with. Mortgage Relief That Comes With a $4,000 Bill - The New York Times They do nothing to help besides deny all allegations, force place insurance and use foreclosure mill attorneys to submit fraud to the courts to steal homes. 1. stating because of lender place insurance. 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